Dr. Michael Huertas LL.M., MBA, is a Partner with PwC. As Head of the Financial Institutions Regulatory Europe Group at PwC he leads a group of multi-disciplinary, multi-jurisdictionally qualified and multi-lingual professionals who help clients navigate and realize the opportunities in the EU – and notably the Eurozone’s regulatory, supervisory and monetary policy framework. Dr. Huertas specifically advises on the Eurozone’s Banking Union, the European Central Bank’s monetary policy activity and the EU’s Capital Markets Union workstreams, the EU’s Benchmarks Regulation reforms along with the regulatory and supervisory priorities of the European Supervisory Authorities. His FinTech regulatory practice focuses on helping clients prepare for EU-level and national-level reforms as a result of the Markets in Crypto-Assets Regulation and the Digital Operational Resilience Act as well as more generally questions relating to blockchain-based business models, DeFi, crypto-custody as well as FinTech providers and digital banks looking to enter or expand in the European Union. Dr. Huertas Huertas is admitted as a Solicitor-Advocate (England & Wales) and as a Solicitor (Northern Ireland), a Solicitor (Republic of Ireland) and as a German attorney at law (Rechtsanwalt). In addition to his PhD in Laws from Queen Mary University he holds an MBA in Banking from the University of London and an LL.M from BPP University. He completed his Bachelor (Honours) in International Business with Law and French from the European Business School.